Invest in Dubai from Pakistan
Buy a property in Dubai without leaving Karachi, Lahore or Islamabad. We explain how much it is in rupees, how to send the money through legal channels and what to declare to the FBR.
Protect your wealth from rupee depreciation
For a Pakistani investor, Dubai adds more than yield: a property asset in a dollar-pegged currency, two hours from home, in a regulated market with fast-growing demand.
The rupee against the dollar, at three moments
Pakistani rupees per US dollar, annual average. A higher bar means a weaker rupee.
2014
2020
2025
Source: World Bank, annual averages. The rupee has lost most of its value against the dollar over the last decade. An asset in dirhams, pegged to the dollar, protects that part of your wealth, although rates can also move.
Strong currency
The dirham is pegged to the US dollar. Your property and your rent don’t depend on the rupee.
Rent in dirhams
Rent is paid in AED. Dubai’s median gross rental yield was 7% in 2025.
Regulated market
Official registration with the DLD, escrow accounts and regulated agencies. See safe purchase
Residency for your family
From AED 2,000,000 you can apply for the 10-year Golden Visa for you and your family.
How much is it in rupees?
Type the price in dirhams and we convert it into Pakistani rupees at today’s rate. We include the 4% DLD fee so you see the real number.
In US dollars:
Indicative market rate, updated automatically. The actual rate is set by your bank or provider on the day of the transfer, with its fees.
Through legal channels to the escrow account
The money never goes through us: it goes from your bank to the project’s escrow account, in the project’s name, as stated in your contract.
Reservation and contract
You choose the property and receive the reservation form and the sale contract (SPA) with the project’s escrow account details.
Sending money abroad
Outward transfers for property are subject to State Bank of Pakistan rules and limits. Ask your bank what applies to you; many buyers use funds already held abroad or in a foreign currency account.
Source of funds
Your bank may ask you to show where the money comes from and the purpose of the transfer. Keep the contract and receipts for your tax return.
Confirmation
The developer confirms and records the payment. You get your receipts and, once registered, your Oqood certificate from the DLD.
What you need to know for the FBR
There is no personal income tax in the UAE, but if you are tax resident in Pakistan you have obligations at home. These are the main ones, in general terms.
You declare your Dubai rent
Pakistani tax residents are taxed on worldwide income. Rent from your Dubai property is declared in your annual return.
Capital gains
If you sell at a profit while resident in Pakistan, the gain is taxable in Pakistan. Ask your adviser about the current rates.
Wealth statement
Residents must declare foreign assets, including property abroad, in their wealth statement filed with the FBR.
Pakistan–UAE treaty
Pakistan and the UAE have a double tax treaty in force. Ask your adviser how it applies to your case.
If one day you want to see it
You don’t need to travel to buy. If you want to visit the city or your property, here’s what to know.
Visa in advance
Pakistani citizens need a visit visa arranged before travelling, online or through the airline. Your passport must be valid for at least 6 months.
About 2 to 3 hours
There are direct flights from Karachi, Lahore, Islamabad, Peshawar, Multan, Sialkot and other cities.
We’ll show you around
If you come, we organise visits to projects and neighbourhoods. If not, we send you videos and set up video calls.
Entry requirements can change. Before travelling, check the latest rules with the UAE authorities and confirm requirements with your airline.
What Pakistani investors ask us most
If you have another question, message us on WhatsApp and we’ll answer right away.
Can I buy in Dubai as a Pakistani citizen?
Yes. In freehold areas any nationality can buy outright, with the property registered in your name with the DLD.
Do I need to travel to buy?
No. Reservation, contract, payments and registration are all done remotely. Only residency procedures need you there in person.
Can I pay in rupees?
Developers are paid in dirhams or dollars. Your bank converts the rupees within State Bank of Pakistan rules; always use legal banking channels.
Can I finance the purchase?
Many off-plan projects have interest-free developer payment plans. Some UAE banks also lend to non-residents, usually with a larger down payment.
How much do I need to start?
It depends on the project. Off-plan usually starts with a 10–20% deposit plus the 4% DLD fee, and the rest is paid in stages.
Who manages the rental?
We do. We manage long-term or holiday rentals and send you the rent.