Invest in Dubai from India
Buy a property in Dubai without leaving Mumbai, Delhi or Bengaluru. We explain how much it is in rupees, how to send the money under the LRS and what to declare in your tax return.
Protect your wealth from rupee depreciation
For an Indian investor, Dubai adds more than yield: a property asset in a dollar-pegged currency, three hours from home, in a regulated market with fast-growing demand.
The rupee against the dollar, at three moments
Rupees per US dollar, annual average. A higher bar means a weaker rupee.
2014
2020
2025
Source: World Bank, annual averages. The rupee has lost value against the dollar over the last decade. An asset in dirhams, pegged to the dollar, protects that part of your wealth from further depreciation, although rates can also move the other way.
Strong currency
The dirham is pegged to the US dollar. Your property and your rent don’t depend on the rupee.
Rent in dirhams
Rent is paid in AED. Dubai’s median gross rental yield was 7% in 2025.
Regulated market
Official registration with the DLD, escrow accounts and regulated agencies. See safe purchase
Residency for your family
From AED 2,000,000 you can apply for the 10-year Golden Visa for you and your family.
How much is it in rupees?
Type the price in dirhams and we convert it into rupees at today’s rate. We include the 4% DLD fee so you see the real number.
In US dollars:
Indicative market rate, updated automatically. The actual rate is set by your bank or provider on the day of the transfer, with its fees.
From your Indian account to the escrow account
The money never goes through us: it goes from your bank to the project’s escrow account, in the project’s name, as stated in your contract.
Reservation and contract
You choose the property and receive the reservation form and the sale contract (SPA) with the project’s escrow account details.
LRS remittance
Under the RBI’s Liberalised Remittance Scheme you can send up to US$250,000 per financial year to buy property abroad. TCS of 20% applies above ₹10 lakh and can be adjusted against your income tax.
Source of funds
Your bank may ask you to show where the money comes from and the purpose of the transfer. Keep the contract and receipts for your tax return.
Confirmation
The developer confirms and records the payment. You get your receipts and, once registered, your Oqood certificate from the DLD.
What you need to know for your ITR
There is no personal income tax in the UAE, but if you are tax resident in India you have obligations at home. These are the main ones, in general terms.
You declare your Dubai rent
Residents (ROR) are taxed in India on their worldwide income. Rent from your Dubai property is declared as income from house property.
Capital gains
If you sell after more than 24 months, the long-term gain is taxed at 12.5% without indexation; earlier, it is taxed at your slab rates.
Schedule FA
Residents must report foreign assets, including property abroad, in Schedule FA of the ITR. Penalties for non-disclosure under the Black Money Act are high.
India–UAE DTAA
India and the UAE have a double taxation avoidance agreement in force. Ask your CA how it applies to your case.
If one day you want to see it
You don’t need to travel to buy. If you want to visit the city or your property, here’s what to know.
e-Visa or visa on arrival
Indian citizens apply for an e-Visa before travelling. With a valid US visa or green card, or a UK/EU residence permit, you can get a visa on arrival.
About 3 hours
There are direct flights from Mumbai, Delhi, Bengaluru, Hyderabad, Chennai, Kochi and many other cities.
We’ll show you around
If you come, we organise visits to projects and neighbourhoods. If not, we send you videos and set up video calls.
Entry requirements can change. Before travelling, check the latest rules with the UAE authorities and confirm requirements with your airline.
What Indian investors ask us most
If you have another question, message us on WhatsApp and we’ll answer right away.
Can I buy in Dubai as an Indian citizen?
Yes. In freehold areas any nationality can buy outright, with the property registered in your name with the DLD.
Do I need to travel to buy?
No. Reservation, contract, payments and registration are all done remotely. Only residency procedures need you there in person.
Can I pay in rupees?
Your bank converts rupees into dollars or dirhams when you remit under the LRS. Compare the exchange rate and fees, and keep the Form A2 and remittance records.
Can I finance the purchase?
Many off-plan projects have interest-free developer payment plans. Some UAE banks also lend to non-residents, usually with a larger down payment.
How much do I need to start?
It depends on the project. Off-plan usually starts with a 10–20% deposit plus the 4% DLD fee, and the rest is paid in stages.
Who manages the rental?
We do. We manage long-term or holiday rentals and send you the rent.